Terms of Use
This site is operated by [Finance Ezy Pty Ltd (ACN 108 225 841) Finance
Ezi (we, us or Finance Ezi). Your access to and use of our loan calculator
Finance Ezi online calculator site (Website) and the data available
on this Website (Content) is subject to these terms, and our Privacy
Policy (Terms).
You are requested to read the Terms before
you use this Website. By using and continuing to use this Website,
you will be deemed to have
agreed to these Terms. If you do not agree to these Terms, you should
not continue
to use this Website.
Changes to these Terms
From time to time, we may need to change these Terms to reflect our
changing business. We may also need to change these Terms if we are
required by law, for security reasons or for technical or infrastructure
reasons.
We may change the Terms at any time by posting the changed Terms on
this Website and by posting a notice to users on the Finance Ezi Media
homepage stating that a change has occurred.
Your Use
This Website and the service (service) provided through this website
are made available for personal or non-commercial use only. You may
not use the service to supply a product or service, or to increase
traffic to your web site for commercial reasons, such as advertising
sales. You
may not, without express written permission from us, take the results
from the Finance EziFinance Ezi search and reformat and display them.
You also may not mirror the Finance Ezi home page or results
pages on your web site.
You may not send automated queries of any kind to the Finance
Ezi search engine without prior written approval from Finance
Ezi nor may you data mine this Website.
Finance Ezi may add to, remove or vary any information on this Website
at any time.
Copyright and trade mark notice .
The material on the Website, the software, design, text and graphics
comprised in the Website and the selection and layout of the Website
are owned by or licensed to us and protected by Australian and international
laws.
The Website does not grant you a licence nor act as a right of use
of any of the trademarks or logos, whether registered or unregistered,
that are displayed on the Website without the express written permission
of the trade mark owner.
You may view the Website and its contents using your web browser.
In visiting the Website, you are able to save an electronic copy of
the
Website by means of the usual operation of your web browser only.
You may print, copy, download and view materials on the Website subject
to:
- the material being used in a manner reasonably anticipated by
Finance Ezi; and
- the material not being modified in any way.
You must not modify, copy, reproduce, republish, frame, upload to
a third party, post, transmit or distribute the content of the Website
in any way except for any reasonable purpose associated with the use
of the
Website.
Finance Ezi owns all of the original intellectual property contained
in and supported by the Website and you are prohibited from copying
or otherwise modifying or altering the intellectual property for a
commercial purpose.
Other websites
This Website may contain links to other websites which are not maintained
or controlled by us or our related companies (third party site). Third
party sites are not part of this Website. These links are provided
by us solely for your convenience.
We make no representations or warranties whatsoever about any third
party site. We do not endorse, and accept no responsibility for, the
content or use of any third party site. If you link to any third party
site, you
leave this Website and do so entirely at your own risk.
Access to the Website outside Australia
We do not represent or warrant that this Website or the Content complies
with the laws of any country outside of Australia. If you access and
use this Website or the Content from outside Australia, you do so at
your own risk.
No warranty
We take all reasonable care in compiling the Content. However, the
Content is provided 'as is' and we do not warrant or represent that
it is complete, current or free from errors or omissions.
We cannot screen all advertisements on the Website. We do not assume
any responsibility for the content of any advertisement available through
this Website. We will not be responsible for any offensive language
or otherwise objectionable content contained in this Website.
We provide our services with reasonable care and skill and endeavour
to ensure availability of our services and access to this Website.
However, the availability of our services and access to this Website
may be interfered
with by numerous factors, including those outside our control (such
as malfunction in equipment or software, Internet access difficulties,
or
delay or failure of transmission). Accordingly, we do not warrant or
represent that our services and/or your access to this Website or the
Content will
be continuous, uninterrupted, timely, fault free, virus free or secure.
We accept advertisements for this Website in good faith on the basis
of warranties provided by each advertiser. We do not warrant or represent
that the products or services advertised on this Website will be suitable
for any particular purpose, or that an advertiser has particular qualifications,
or that the qualifications claimed by an advertiser are valid, or that
any statements of the advertiser are true and are not misleading or
deceptive. You must investigate for yourself the suitability, quality
and condition
of any goods or services advertised on this Website and it is your
responsibility to verify any information in the advertisements on this
Website.
If you become aware of any inaccuracies or omissions in the information
on this Website we would be grateful if you could bring this to our
attention by calling 1300 003 003 or emailing us at enquiries@financeezi.com.au
Information does not represent professional advice
You acknowledge and agree that information published by us on the Website,
is intended to provide general information only and which may not be
applicable to your particular circumstances. You agree to access the
information at your own risk and Finance Ezi is not liable to you for
the content
of the information or any reliance by you on that information.
Online Competitions
From time to time we may organise competitions. Please refer to our
Finance Ezi Competition Rules. Please
note that where we have no control over competitions provided by our
advertisers and third parties, these rules will not apply. You acknowledge
and agree that we are not responsible or liable, directly or indirectly,
for any damage, loss or cost caused or alleged to be caused by or in
connection with use of or reliance on any such competition available.
Our liability to you
The terms that apply to our supply of this Website and the Content
are those that are set out in the documents that make up the Terms
(as listed above) and those implied by consumer protection laws to
the supply
of this service that are unable to be excluded. No other terms apply.
To the maximum extent permitted by law, we exclude any liability to
you for any loss or damage you suffer resulting from your use of the
website or your reliance on any content.
Your liability to us
You are liable to us for breach of contract or negligence under the
principles applied by the courts. However, you are not liable to us
for any loss to the extent that it is caused by us (for example through
our
negligence or breach of contract).
Disclaimers
This Website contains, among other things, information provided by
us and associated entities, third parties and links to third party
websites. There may be technical inaccuracies, errors, programming
bugs or computer
viruses in this Website or its contents.
We make no representations about the accuracy, completeness, currency
or suitability of the information or links provided on this Website.
The information is provided 'as is' without express or implied warranty.
You use the information and links at your own risk. We take no responsibility
for the content of Internet sites that link from, or to, this site.
Except as set out below, Finance Ezi excludes:
- warranties whether express, implied, statutory or otherwise, relating
in any way to this Website or your use of this Website; and
- liability (including for negligence) to you or anyone else in respect
of any loss or damage (including special, indirect or consequential
loss or damage such as loss of revenue, unavailability of systems
or loss of
data) arising from, or in connection with, any use of the information
on, or accessed through, this Website for any reason whatsoever.
Where any statute implies any term into your use of, or any arrangement
arising out of, the accessing of this Website and that statute prohibits
exclusion of that term, then that term is included.
If and to the extent permitted by the statute, however, Finance Ezi’s
liability for any breach of such term is limited to the re-supply of
the information or links or associated services.
No responsibility for the security of your information
We will take all due care in ensuring the privacy and integrity of
the information you provide via the Website. However, the possibility
exists that your information could be unlawfully observed by a third
party while in transit over the Internet, or while stored on Finance
Ezi’s
systems (including servers) or on the Website. Finance Ezi disclaims
all liability to you to the greatest extent possible pursuant to law
should security or integrity of your information be jeopardised.
Use of intellectual property and information
Finance Ezi welcomes ideas and feedback from you about all aspects
of the Website. You agree that Finance Ezi may use, reproduce,
distribute, transmit, create derivative works of, and publicly
display any materials
and other information (including ideas for new or improved
products and services) that you submit to any public areas of the Website
or by email
to Finance Ezi.
(Please read the Finance Ezi Privacy
Notice for more information as to how we store and treat information you
send to us).
No misrepresentation allowed
You agree that it is a condition of your use of the services
provided by us or through the Website that you will
not through any act or
omission (including but not limited to submitting a request
or inquiry via the
Website) mislead or deceive others.
Termination, suspension and limitation of your access - material
breach by you
We may suspend, terminate or limit your access to this
Website at any time if you are in material breach of
these Terms and:
- we have told you in writing of your breach and you have
failed to remedy it within 14 days of us telling you;
or
- the breach is something which cannot be remedied (in which case we can cancel the service immediately by telling you).
Our other rights to terminate, suspend or limit your
access
We may suspend, terminate or limit your access to this
Website with as much warning as we reasonably can,
if:
- we reasonably believe that there is a real risk
of loss or damage to us or another if we do not suspend,
terminate or limit
your access
to this Website;
- the law requires us to do so;
- we believe on reasonable grounds that providing
you with access to this Website or to the Content
is illegal or may
become illegal;
or
- there is an emergency.
Severability
If any part of these Terms is unenforceable, it will be
severed from the remainder of these Terms. These Terms constitute
the entire agreement
between the parties concerning the subject matter of
these Terms. A provision of or a right created under these Terms
will not
be waived except in writing
signed by the party granting the waiver.
No Waiver
If we do not act in relation to a particular breach by
you of these Terms, this will not be treated as a
waiver by us
of our right
to act with respect to subsequent or similar breaches.
If you do not
act
in
relation to a particular breach by us of these Terms,
this will not be treated
as a waiver by you of your right to act with respect
to subsequent or similar breaches.
Governing Law
These Terms (and your dealings with us) are subject
to the laws of Queensland, Australia.